What you can get
Apply for up to R500 loan with 30 days to repay.
What you'll need:
- A smartphone with a front camera
- SA ID number
- 3 months bank statement
- Most recent proof of income
- Proof of address
How to apply:
- Choose the amount you need
- Choose how long you will need to repay
- Click "Verify Now" and proceed to verification
- Once verified, click "Apply Now" to proceed with quick online application
ZFS Loan Calculator
Loan Details
I would like to borrow:
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Total Interest:
5% per month in accordance with regulations set out in Chapter 5 of National Credit Act No. 34 of 2005
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Service Fee:
R60 per month excl. VAT and pro-rata thereof if period is less than 30 days
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Initiation Fee:
R165 excl. VAT plus 10% of loan amount above R1,000 but capped at R1,050. Pro-rata thereof for loan amount less than R1,000
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Insurance:
0.45% of total borrowed, provides peace of mind, ensuring your outstanding debt won't burden others in the event of retrenchment, disability, or death
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Total Repayment Amount:
R
Need some cash?
Lets get you sorted asap!
Phesha loan: Apply online. Just choose the amount you’d like to borrow and when you wanna pay it back, then see the magic!
Short-term loan: Apply in-person, please visit our branch. See branches here.
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